There is no annual fee for China Postal Savings Bank's debit card (any debit card type).
The debit card has a small management fee, the fee standard is, the average daily amount is less than 100 yuan, 3 yuan per quarter, the deduction time is the end of the quarter month, the proportion of the deduction, for example: a Postal Savings debit card, which deposits 50 yuan, has not been moved, then 3 months of time, the card's average daily amount of 50, to the end of the quarter deduction of the small management fee of 1.5 yuan.
Expanded Information:
Functions and features:
1. Multi-purpose card, comprehensive management: With the Green Card Card, you can carry out demand deposit and withdrawal transactions at postal savings branches nationwide, as well as withdrawal transactions at ATMs labeled with the "UnionPay" logo. At the same time, you can conduct deposit and withdrawal transactions for three types of deposits, namely, whole deposit and withdrawal, fixed deposit and cash deposit, and notice deposit, at local postal savings outlets with your Green Card.
2. Transfer at will, easy financial management: You can transfer the idle funds in the demand period of the Green Card to the deposits of any of the deposit types of the whole deposit, notice deposit and fixed deposit, or transfer the deposits of any of the deposit types of the whole deposit, notice deposit and fixed deposit to the demand deposit. Meanwhile, you can also purchase insurance, treasury bonds, funds and financial products with your Green Card.
3. Convenient finance, simple and fast: You can transfer money, consume, shop online and pay telephone bills, public **** utility bills and other businesses with your Green Card.
4. Sub-card management, convenient and hassle-free: You can apply for a sub-card and manage the monthly expenditure amount of the sub-card. The secondary card can handle demand deposits and withdrawals within the specified limit, spending, transferring money out and inquiring about the available limit, etc., but it is not allowed to handle fund transferring type of business.
5. Agreement transfer, free customization: You can hold the Green Card to handle the agreement transfer customization business, free to set the amount of retention, about the amount of transfer, about the transfer of the type of deposits, as well as about the transfer cycle, a setup, the fixed and live mutual transfer is more convenient.
Procedure:
1. Please go to a postal savings institution branch with your valid real-name ID to fill out a special voucher for the Green Card Card application.
2. Please hold your valid real-name documents, Green Card Card, and the valid real-name documents of the secondary card user to apply for the Green Card Card secondary card at the local postal savings institution outlets. The Green Card sub-card shall not be applied for by proxy.
3. Please go to any branch in the province with your Green Card, your valid real-name ID to apply for the agreed transfer service, or have someone else do it on your behalf by presenting both of your valid real-name IDs at the same time.
Reference: