Recently, a number of provinces issued the 2022 pension calculation base, which is the 2021 average salary data. According to the data sent by the
Department of Human Resources and Social Affairs of Tibet, the average monthly salary of workers in the region in the previous year was 9,900 yuan. 9,900 yuan will be used as the basis for calculating the pension insurance benefits,
that is, the base for calculating the pension in 2022, which is higher than the base for calculating the pension in 2021, which was 8,839 yuan, up 1,061 yuan.
According to the Shanghai Human Resources and Social Security Bureau, the average social wage in 2021 was 11,396 yuan, which is the basis for the 2022 pension accrual base
, up 1,058 yuan from the 2021 pension accrual base of 10,338 yuan.
According to data from Guizhou's Department of Human Resources and Social Security, Guizhou's annual average wage of 81,570 yuan for the province's full-caliber urban unit employment in 2021, which translates
into 6,798 yuan per month, which is the pension accrual base for 2022, an increase of 419 yuan from last year's accrual base of 6,379 yuan.
As for how much of the pension can be made up, it varies from person to person, as each person's contribution level and years of contribution conditions are different, and so is the amount of the make-up difference
. Since the change is only in the pension calculation base, it generally involves only the change in the basic pension, not the change in the personal account pension
pension.
We can illustrate this with a case study: Shanghai retiree Lao Li, with an average personal contribution index of 1 and 30 years of contributions,
retires in February 2022 with no transitional pension.
So at the time of his retirement, the 2022 pension calculation base has not yet been announced, so
Temporarily, the 2021 pension calculation base of 10,338 yuan is used to calculate the basic pension, that is, the basic pension = 10,338 × (1 + 1)
÷2 × 30 × 1% = 3,101.4 yuan. And after the 2022 pension calculation base is announced, the recalculated base pension = 11,396 ×
(1+1)÷2×30×1% = 3,418.8 yuan, becoming 317.4 yuan more. If it is in August to make up the difference then you need to make up for the underpayment of pension from the date of the first pension
Retirement in February, pension in March, so you need to make up for the March-July pension, that is, five months of pension, so you need to make up for the 1,587 yuan.
The reason for the recalculation of the pension retroactive payment, the reason is that this year's retirees because the 2022 pension calculation base has not been issued
Bu, in the accounting of the first month of the pension, the pension calculation base used in the previous year's calculation base belongs to the pre-payment of pensions, to be the new pension calculation base announced, and then recalculated, the pre-payment of pensions to be adjusted.
Since under normal circumstances, the pension calculation
base rises with the rise in the average wage of the full-caliber urban employed, the pre-paid pension is small and needs to be recalculated to make up for the increase.
Many people overlooked a special situation, although the average wage is rising in many cases, but also does not rule out the situation in the case of an economic downturn
under the average wage decline, if such a situation occurs, in order to protect the pension treatment of retirees, the social security department will continue to
use the previous year's pension calculation base, rather than reduce the pension calculation base, which is still very friendly to retirees.
No change in the pension base will not involve a recalculation of pensions. The group of public institutions and civil servants who are now receiving pensions have not paid any pension insurance at all during their working life, and are purely attached to the private enterprise retirees and the younger generation of workers who are now sucking blood. The more this group receives, the bigger the hole that needs to be plugged by our current practitioners.
And peasants of the same age, who have been paying grain and co-ordination fees and agricultural taxes as required by the state during their farming years, have nothing after the age of 60.
What is this based on? I want to ask according to this trend continues, we pay pension insurance and enterprise annuity, in our retirement, the state
Can we pay as promised? Some of the retired uncles and aunts, money bags to be bulging!
After September, Beijing, Tianjin, Shandong, Guangxi, Jilin and other places released the 2022 pension accrual base, than the 2021 pension accrual
base to rise.
You should not underestimate the release of the 2022 pension calculation base;
because the pension calculation base is a piece of data that needs to be used in the calculation of the basic pension of retirees.
Look at the formula for calculating the basic pensionBasic Pension = Pension Calculation Base x (1 + Average Individual Contribution Index) ÷ 2 x Number of Years of Contribution x 1%.
So as the pension accrual base goes up, so does our pension.
With the release of this one piece of data, pulling one hair moves the whole body, the pension recalculation of retirees since 2022 will have a basis to meet the prerequisites, and will be launched one after another to recalculate and replenish. But be careful, not all retirees will recalculate will become more.
I have a plan, instead of constantly delaying retirement and accumulating a bigger mine, it is better to take away the payroll from the bottom of the cauldron, the young people directly cancel the pension contributions, the young people and the enterprise's burden have been alleviated, the incremental amount into the stock to be digested.
In addition to the basic life pension, the other parts with the purchase
House coupons issued in the form of coupons, so that those daily square dancing amazons play preoccupation for the country to contribute to the power of the country Among them, Beijing 2022 calculation base of 11,082 yuan / month, Tianjin 2022 annual basic pension calculation base of 8,672 yuan, Guangxi
The base for calculating the basic pension benefits for employees in 2022 is 6442 yuan per month.
Shandong's monthly basic pension calculation base for 2022 for institutional pension insurance and enterprise pension insurance in 15 municipalities except Heze City,
is in accordance with 7,182.5 yuan.
The pension base generally refers to the pension insurance base, which refers to the contribution base for pension insurance, and is the base for calculating the proportion of pension insurance premiums that should be paid
.?
This base is mainly related to my salary base and the future amount of pension and the average social wage is generally not related to but if your actual income amount is too high or too low than the average social wage, this base will need to be adjusted.
Generally, the base is determined by the average annual wage of employees in the previous year, divided by 12 to determine the monthly contribution base.
Because their average social wage has been in a rising trend, and thus after the release of the average wage of the previous year's employees, the social security department will be the data information before the release of this period of time, the difference between the pension benefits, to give everyone home. We all know that this year, just finished the retirement procedures of corporate retirees, will be in the second half of this year, also received a release of pension insurance benefits.