1, the basic coverage should be appropriate, depending on physical condition, family history and work nature. The key to buying medical insurance correctly is to know the medical expenses needed after suffering from diseases at present; The policy should be adjusted according to the actual situation. Every three to five years, people should pay attention to opening their own insurance policies to see if it is necessary to increase the insured amount, and make some appropriate adjustments according to changes in family members and economic conditions; It is better to buy long-term insurance than annual insurance. Long-term health insurance is generally paid in a balanced way every year at the corresponding rate in the year when you start to insure. The younger the age, the lower the premium the insured has to pay; It is best to pay the insurance premium every year. Although there will be some price concessions for one-time payment, it is better to pay the premium of health insurance every year.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.