Specific content:
Ping An Additional Health Insurance Lifelong Hospitalization Expenses Medical Insurance (I) Coverage is a subsidiary of China Ping An Life Insurance Company of China Insurance Company China Insurance Co., Ltd., and the coverage is 0-64 years old. The annual payment method covers the insurance period of 65,438+0 years. The insurance liability of this additional insurance contract is divided into basic part and optional part.
When applying for this insurance for the first time or intermittently, the insured falls ill within 30 days from the effective date of this additional insurance contract, and we are not responsible for paying the hospitalization insurance money caused by this. These 30 days are called waiting period.
If the insured is hospitalized for non-organ transplantation due to illness or accidental injury, we will pay the insurance money according to 80% of the reasonable and necessary operation expenses actually paid by the insured within the agreed scope and the compensation scope stipulated by the social medical insurance where the branch issuing the policy is located. See the attached table for the limits of each operation.
The insured is hospitalized for organ transplantation due to illness or accidental injury. We pay the insurance premium according to 80% of the reasonable and necessary surgical expenses actually paid by the insured within the agreed scope (the same as the compensation scope stipulated in the social medical insurance of the branch where the policy is issued). See the attached table for the limit of insurance premium paid for each operation.