Screenshot of village bank website
In terms of transaction channels, the options given in the registration forms of many village banks include not only four self-operated channels, but also more than 30 third-party channels such as Pocket Bank, Binhai Guojin Institute, Xiaomi Finance, Ctrip Finance, Xiaoman, oppo Wallet and vivo Wallet.
How many banks does it look like? Normal? Why does the announcement cause widespread concern on the Internet? It all started two months ago.
Online banking service is suspended,
When it is difficult for residents to withdraw money, they will get red team.
From April 18, many Henan rural banks, such as Yuzhou Xinmin Minsheng Village Bank, Shangcai Huimin Village Bank, Zhecheng County Huanghuai Village Bank and Kaifeng New Oriental Village Bank, announced that they would upgrade their systems and suspend online banking and mobile banking in order to provide better services.
Since then, the depositors of the above-mentioned Henan rural banks have reported their cases? Is it difficult to withdraw money? problem
Here, things still seem to be just the bank's? System problem? However, with the reflection of many netizens in early June, things became confusing. A number of depositors related to Henan Rural Bank reported on the Internet that the health code was coded red because they tried to withdraw money offline to protect their rights.
Why do depositors withdraw money and make the health code turn red?
According to the website of the State Commission for Discipline Inspection of the Central Commission for Discipline Inspection, on the afternoon of June 17, it was learned from the Commission for Discipline Inspection of Zhengzhou City, Henan Province that in view of the problem that the health codes of depositors in some rural banks have been affixed with red codes recently, the Commission for Discipline Inspection of Zhengzhou City has initiated the investigation and accountability procedures, and the irregularities found in violation of the Administrative Measures for Hygienic Standards for the Prevention and Control of COVID-19 Epidemic in Henan Province will be dealt with seriously according to the law and regulations.
He' nan new wealth group
Suspected of manipulation and use
Crimes related to online trading system of village banks.
Subsequently, relevant persons in charge of Henan Banking Insurance Regulatory Bureau and Henan Local Financial Supervision Bureau said in June 18 that in view of the recent closure of online service channels of individual village banks, financial management departments at all levels have closely cooperated with public security organs to carry out investigations, and have initially identified the criminal facts that the online trading systems of village banks such as Zhangzhou Xinmin Sheng were manipulated and used by Henan New Wealth Group, and are investigating related funds.
The picture comes from the website of Henan Provincial Local Financial Supervision Bureau.
The duration of suspected criminal acts 1 1 year.
Some suspects have been arrested.
On June 18, Xuchang Public Security Bureau announced that on April 19, 2022, Xuchang Public Security Bureau filed an investigation on Henan New Wealth Group Investment Holding Co., Ltd. for suspected major crimes. It is preliminarily found out that since 20 1 1, criminal gangs headed by the actual controller of the company, Lu Mou, are suspected of using village banks to commit a series of serious crimes? . At present, positive progress has been made in case investigation. The public security organs have arrested a number of criminal suspects, sealed up, detained and frozen a number of funds and assets involved in the case according to law.
Xuchang City Public Security Bureau said that the case involved a long time of criminal acts and many participants, and the case was very complicated. The public security organs will further intensify the investigation of cases, prevent criminals from going unpunished, further intensify the efforts to recover losses, safeguard the legitimate rights and interests of the people, and timely release the progress of case investigation.
Where do the numbers come from? Ping An Xuchang? Wechat official account
Why did the public security department say that the case was complicated? What is the connection between Henan New Fortune Group and village banks that cannot withdraw money?
The verdict is emerging,
Infiltration into the bank's associated network surfaced.
According to the first financial report, Lu, the actual controller of Henan New Fortune Group, was originally named Lu Yi? Through its hundreds of companies all over the country, it has successively participated in and controlled a number of domestic city commercial banks, rural commercial banks and village banks. These include Yuzhou Xinmin Minsheng Village Bank, Shangcai Huimin Village Bank, Zhecheng County Huanghuai Village Bank and Kaifeng New Oriental Village Bank.
Although Lu Yi has never appeared directly in the shareholder lists of these banks, his clues have appeared in the judgments of some courts.
Criminal judgment Disclosure made by Zhengzhou Intermediate People's Court on September 20, 2008+2065438 revealed that Lu Yi borrowed more than 9 million yuan from Qiao Jun 'an, vice president of Bank of Zhengzhou, and then paid more than 23 million yuan. Moreover, they also started a business of eating spreads together. Qiao Jun 'an is responsible for obtaining bank approval, and Lu Yi lends money to some affiliated companies after borrowing. In this judgment, Lu Yi is the chairman of New Fortune Group.
In this judgment, Henan New Fortune Group issued the certificate that Henan Aerospace Household Appliances Co., Ltd. and Zhengzhou Boao Sen Electric Appliance Co., Ltd. were actually controlled by Lu Yi.
It is this judgment that makes the network of contacts between Lu Yi and a number of village banks involved in the case surface.
According to Tianyancha, Henan Aerospace Household Appliances Co., Ltd. holds the equity of Kaifeng New Oriental Village Bank. Zhengzhou Boao Sen Electric Appliance Co., Ltd. also appeared in the shareholder lists of many rural commercial banks and rural banks, such as Yuzhou Xinmin Minsheng Rural Bank, Runan Rural Commercial Bank, Shangcai Huimin Rural Bank, Zhecheng Huanghuai Rural Bank and New Huaihe Rural Bank.
It is through such intertwined equity companies that New Fortune Group has penetrated into many domestic financial institutions and become invisible shareholders of these financial institutions through its shadow companies, eventually becoming an unstable factor threatening financial stability.
Media: Lu Yi moved its nationality to Cyprus.
CBN also reported that although there is not much information about Lu Yi and its wealth in public information, Lu Yi is often mentioned in the financial circle in southern Henan? Personality? A person from Henan financial industry who had business dealings with him told CBN that Lu Yi was born in 1974. Although he moved his nationality to Cyprus and introduced himself as the representative of Liberian business investment in China and the chairman of Avrosada Investment Group in Cyprus, his hometown is Nanyang, Henan.
The real first bucket of gold in Lu Yi comes from the expressway. On September 26th, 2003, the foundation stone of Wei Lan Lankao-Shenqiu Expressway was officially laid, and the real controller behind the construction of Fanglanwei Expressway Development Co., Ltd. was Lu Yi.
The total investment of this 6 1 km expressway is 2.4 billion yuan, and Lu Yi has also obtained the toll right of the expressway for 30 years. In order to finance, Lu Yi mortgaged the expressway toll right to the bank, borrowed money to build roads, and then used part of the money to participate in financial institutions, and then mortgaged the equity of financial institutions for financing. In this way, Lu Yi participated in the initiative of many domestic city commercial banks, rural commercial banks and village banks.