Sister Xue will give you a test today.
Before the analysis, you can learn some basic insurance knowledge. If you don't know, let's take a look:
"Super complete! Everything you want to know about insurance is here.
1. What does Pacific Micro-Medical Insurance 2022 guarantee for multiple payments for critical illness insurance?
The protection contents of Pacific micro-medical insurance and critical illness insurance for multiple payments in 2022 are arranged as follows. Let's see:
Pacific micro-medical insurance multiple claims critical illness insurance 2022 is actually a critical illness insurance product with a term of 1 year, and the set protection period is only 1 year.
Pacific small medical insurance and critical illness insurance 2022 multiple claims three insurance schemes. The coverage of different insurance plans is 6,543,800+million, 300,000 and 500,000, and the coverage age ranges are 30 days to 65 years old, 30 days to 55 years old and 30 days to 45 years old respectively.
Then, let's briefly introduce the specific guarantee rules for multiple payments of Pacific micro-medical insurance and critical illness insurance 2022 by seniors:
Pacific Micro-medical Insurance Multiple Claims Critical Illness Insurance 2022 provides two kinds of protection: serious illness and mild illness, of which mild illness is optional liability, and the insured can fully consider their actual needs and choose whether to add it.
The serious illness is divided into 6 groups, each group has 1 payment opportunity, and can get 100% insurance coverage, and the maximum payment can be made twice in each policy year, with an interval of 180 days.
In other words, in each policy year, the insured can get two serious illness payments.
Assume that 1 10 serious diseases are divided into 1-6 groups, and the total insured amount of the insured is 500,000. After the waiting period, if the serious illness of the first group is diagnosed, you can get 500 thousand compensation.
180 days later, the insured suffers from the second group of serious diseases again, and can get a claim of 500,000 yuan again. It means that you only need to spend a small amount of money, and you can have the opportunity to enjoy double the insured amount.
From this perspective, the leverage of Pacific micro-medical insurance and critical illness insurance in 2022 is very high.
Then, what are the specific protection rules for repeated payment of Pacific micro-medical insurance and critical illness insurance 2022? Is it worth buying?
The following words, senior to give you a comprehensive analysis! Anxious friends can click to view this elite evaluation:
How much do you know about the protection of micro-medical insurance and the multiple payment of critical illness insurance 2022? 》
2. How about Pacific Micro-Medical Insurance paying critical illness insurance for many times?
Although the protection of critical illness insurance for Pacific micro-medical insurance and critical illness insurance in 2022 is worthy of recognition, in the long run, there will be certain risks in configuring Pacific micro-medical insurance and critical illness insurance in 2022.
Because Pacific Micro-medical Insurance and Multiple Claims Insurance for Serious Illness only stipulate a coverage period of 65,438+0 years in 2022, if the insured is out of danger or his health is getting worse and worse during the coverage period, it is very likely that he will not be eligible for renewal in the second year.
So it is more difficult to buy other health insurance.
And now the frequency of Internet products is very high. Pacific micro-medical insurance and critical illness insurance may be paid many times in 2022, which is similar to the previous explosive products, and will be removed sooner or later.
People who have insured this product need to find suitable health insurance.
Healthy young people have little influence. If you are an elderly person or a person with a past medical history, it will be more troublesome to buy critical illness insurance with high cost performance.
On the whole, senior sister thinks that this product is not cost-effective, the guarantee is relatively simple and the guarantee period is not long. In the case of tight budget, we can configure Pacific micro-medical insurance and overpaid critical illness insurance 2022 as transitional products, and then configure long-term critical illness insurance in time when the budget is sufficient in the later period.
If the budget is sufficient, this product is not worth configuring.
Let's have a look. Some long-term critical illness insurance with reasonable price and excellent guarantee on the market are much stronger than Pacific small medical insurance and multiple payment critical illness insurance 2022 in all aspects.
Senior sister comprehensively combed some excellent critical illness insurance on the market. If necessary, you can directly refer to:
"Top Ten Hot Critical Illness Insurance Inventory Worth Buying! 》
Write it at the end
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