Premium of professional health insurance company

Insurance supervision fee consists of two parts: institutional supervision fee and business supervision fee. The specific charging standards are as follows:

(1) Agency supervision fee.

1. All kinds of insurance companies are charged at 0.4‰ of the registered capital (branches of foreign-funded insurance companies are charged at working capital), among which, insurance group companies and insurance holding companies do not exceed 2 million yuan per year.

2. Insurance asset management companies are charged at 1‰ of the registered capital, and each company is not less than 300,000 yuan per year, and the maximum is not more than 1 10,000 yuan.

3. Insurance agents, insurance brokers, insurance assessors and insurance intermediary group companies specializing in insurance intermediary business shall be charged at 0.4‰ of the registered capital, with an annual fee of not less than 3,000 yuan and a maximum of not more than 50,000 yuan.

4. The representative offices of foreign insurance institutions charge 20,000 yuan per household per year.

(2) Business supervision fee.

Reduce the business supervision fees charged by insurance companies and institutions specializing in insurance intermediary business.

1. Liability insurance, credit insurance and short-term health insurance operated by insurance companies shall be charged at 0.6‰ of the annual retention premium; Accident insurance and other property insurance except liability insurance and credit insurance shall be charged at 0.8‰ of the annual retention premium; Life insurance and long-term health insurance are charged at 0.4‰ of the annual retention premium. The above retained premium refers to premium plus split premium minus split premium. Premium refers to all the money paid by the insured to the insurance company according to the insurance contract. The premium ceded refers to the premium ceded by insurance institutions to domestic insurance institutions (excluding the premium ceded to overseas insurance institutions).

Among them, dividend insurance, investment-linked insurance, universal insurance, variable annuity and non-life insurance investment are not recognized as premium income after the insurance risk is separated from other risks and major insurance risk tests in accounting (involving dividend insurance, investment-linked insurance, universal insurance, variable annuity and non-life insurance investment), which is charged at 0.4‰ of annual sales.

2 institutions specializing in insurance intermediary business shall be charged at 0.4‰ of the annual agency business income.

According to the principle of "optimizing the fee structure and reducing the burden on enterprises", the supervision fees payable by insurance institutions in 20 14 and 20 15 are still implemented according to the 20 13 fee standard stipulated before the issuance of this notice; The supervision fees payable for 20 16 and 20 17 shall be implemented according to the provisions of this notice.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.