If you want to take money, it is actually equivalent to turning yourself in. After surrender, the guarantee is gone first, and then it is not the principal but the cash value of the policy. When the principal can be returned depends on the cash value of the policy.
Xinhua life insurance is healthy and worry-free. c critical illness insurance?
1. insurance name: Xinhua life insurance c critical illness insurance?
2. insurance period: life?
3. Payment method: 5 years, 10 years, 20 years.
4. Insurance liability:
1, observation period (180 days): major diseases are diagnosed due to diseases, and the contract is terminated by paying 1 10% of the premium paid;
If a major disease is diagnosed due to unexpected reasons, the insurance amount will be paid and the contract will be terminated.
2. After the observation period (180 days): major diseases are diagnosed, insurance money is paid, and the contract is terminated.
Extended data:
Xinhuanet Heilongjiang March 1 1 Electric (Liu Yang) Recently, Ai Ai, a Harbin girl of 10, was unfortunately diagnosed with a brain tumor. She used to be lively and laugh, so she had to lie in bed for treatment.
Fortunately, two years ago, Xiao Ai's parents bought a healthy and worry-free serious illness insurance for her at Xinhua Life Insurance Heilongjiang Branch, and attached worry-free medical insurance for hospitalization and China medical insurance.
At the beginning of diagnosing Xiao Ai's illness, the family panicked and forgot the insurance policy they bought. Parents repeatedly thought of selling the house to raise money to treat their daughter. Later, the staff of Xinhua Life Insurance paid a return visit to their home, which reminded Xiao Ai's parents of insurance.
With the assistance of the staff, Xiao Ai's parents paid 200,000 yuan for the critical illness insurance for healthy and worry-free teenagers. At the time of discharge settlement, Xiao Ai * * * spent nearly 1.2 million yuan on medical expenses, including 90,000 yuan for additional insurance and 20,000 yuan for Xue Ping insurance, and the rest expenses were all reimbursed by the worry-free additional insurance for hospitalization.
From preparing to sell a house to raise money to treat her daughter, to changing the fate of Xiao Ai's family because of an insurance policy, Xiao Ai's mother said, "I paid thousands of yuan in insurance on the first day, protecting our family at a critical moment."
Although insurance can't prevent the invasion of diseases, it can give people confidence and courage to overcome diseases economically and spiritually. After the operation, Xiao Ai still needs some time to recover. With this compensation, Xiao Ai's mother can quit her job, take care of her at home, and then return to the workplace after Xiao Ai fully recovers.
With the enhancement of people's insurance awareness, parents will buy insurance for their children. I would like to remind parents that when purchasing insurance, they should give priority to choosing health insurance for their children, and must be equipped with adequate medical insurance to fully care for their children's growth. The most important thing is to get insurance early.
Reasonable insurance allocation should be comprehensive, and critical illness insurance, medical insurance and accident insurance are indispensable. Only in this way can we erect a strong enough firewall in the face of risks.
New China Life's "Health and Worry-Free" Care for Healthy Growth-China News Network