The "Family Wealth Card" insurance card is a new insurance tool for purchasing ordinary family property insurance products. Customers can choose insurance products and sign insurance contracts independently through e-PICC e-commerce website, 955 18 telephone, company counter and other channels.
If the loss of the subject matter insured is caused by the following reasons, the insurer shall be liable for compensation: (1) fire and explosion; (two) lightning, flood, snowstorm, hail, ice, debris flow, cliff collapse, sudden landslide, sudden land subsidence; (3) Typhoon, tornado, storm and rainstorm caused the collapse of the main structure of the house (external wall, roof and roof truss); (4) All or unused flying objects and other flying objects of the insured fall, and buildings and other fixtures collapse. Article 5 An insurer shall also compensate for the following losses and expenses: when an insured accident occurs, it takes reasonable and necessary measures to rescue the subject matter insured or prevent the spread of disasters, resulting in losses to the subject matter insured; 2. After the insured accident, the insurer shall bear the necessary and reasonable expenses paid by the insured to prevent or reduce the loss of the subject matter insured.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.