Due to the new regulations on serious illness, many products are facing suspension of sale, and enjoying health is one of them.
What is the guarantee for this product that is only sold on the phone? Let's look at the protection map first:
After reading the product content, the advantages I summarized seem to be 0:
1. Intermediate diseases are not guaranteed.
In the current critical illness insurance, the protection of critical illness insurance is similar. The key is to look down on the proportion of diseases and compensation for Chinese medical insurance.
It can be seen that the enjoyment of health is not guaranteed by Chinese medicine, and it can be said to be a hot product without this responsibility.
2. Long payment interval
Enjoy 3 times of health and minor illness compensation, just like most products on the market.
However, the interval of 365 days is also set, which is not kind at all compared with other products.
3. Lack of high incidence and mild symptoms
The high incidence and mild symptoms of this product are missing, and the "coronary intervention" and minimally invasive coronary artery bypass grafting are missing, which makes the mild protection of this product directly invalid. ...
As for the specific guarantee of this product, what are the shortcomings? Look at this article:
China Merchants Cigna, which is about to stop selling, is "in good health": there is a reason for saying it is not good online. ...
I don't know if enjoying health is worth buying, just scan the code to see its analysis with other critical illness insurance.