Is it worth buying Pacific e health insurance?

Millions of medical insurance has been welcomed by consumers since its introduction. Although there is a high deductible limit, it has high coverage and low price, which is suitable for resisting the risk of high medical expenses. So how do you see if millions of medical insurance is worth buying? Let's take the products of Pacific Property Insurance as an example. Is it worth buying Pacific E health insurance? Teach you a few methods. If you want to know, let's have a look.

Method 1: Look at the product update conditions.

When buying short-term insurance products, we must pay attention to the renewal conditions of products, especially short-term medical insurance, because such products have low threshold for claims and high probability of use. If the product renewal conditions are poor, the insurance company will not renew the insurance in the second year, then the lost medical insurance will be affected. If claims have been made or health conditions have changed, it will also affect your re-insurance for other medical insurance. Take e to enjoy health as an example:

The insurance period of this product is 1 year. Although the maximum coverage can be extended to 100 years old, it does not support the renewal of coverage, which needs to be reviewed by the insurance company. This means that if the insured's health status changes or claims occur during the insurance period, it may affect the renewal of insurance and there is a risk of suspension of sales. The stability of the product is relatively average.

Method 2: Look at the guarantee of products.

The coverage of millions of medical insurance is very high, generally millions a year, but not all medical expenses can be reimbursed, so it depends on the product protection, which is more comprehensive, more extensive and more practical. Let's take the Pacific E to enjoy health insurance;

The product is fully guaranteed, including general medical insurance, critical illness medical insurance and medical expense reimbursement. Hospitalization, outpatient surgery, special outpatient care, and emergency medical care 7 days before hospitalization and 30 days after hospitalization are included. In addition, proton heavy ion medical treatment, purchased drugs and severe hospitalization allowance are also provided. However, it should be noted that the value-added service of this product lacks prepaid medical expenses, only special drugs are prepaid, the types of cancer outsourcing drugs are incomplete, and the latest CAR-T drugs are lacking.