What are the advantages of Pacific children's super-treasure old-age security?

Pacific Children's Super Treasure 3.0 is a refundable product for children's critical illness protection. Although it can be surrendered at maturity, the premium for surrender is generally more expensive than consumer insurance, so the annual premium expenditure is still relatively high. However, if the insurance budget is sufficient, this problem can be ignored → "How about Children's Super Treasure 3.0? How to choose children's critical illness insurance, dad teaches you 3 tricks.

Pacific children's super treasure 3.0 highlights

1. Wide coverage: the insured age of this product ranges from 30 days to 17 years old, which is equivalent to a full moon. The coverage covers 100 kinds of serious diseases, 50 kinds of mild diseases and 15 kinds of special diseases.

2. High coverage: 0/00% coverage for serious diseases, 200% coverage for specific diseases and 20% coverage for mild diseases, up to 3 times. It is equivalent to 60%+ 100%+200%=360% of disease claims, so that love has no dead ends and comprehensively cares for the healthy growth of children.

3. Return of the principal: If the contract still exists after the expiration, it will be returned according to 150% of the premium paid, that is, your principal will be returned according to 1.5 times, and you will lose money if you are ill.

4. Double exemption: At present, many critical illness insurances on the market only provide the deductible function of the insured, while Pacific Children's Super Treasure 3.0 comes with the double deductible function of the investor and the insured. For example, if the insured is diagnosed as mild for the first time, he can be exempted from paying the remaining unpaid premiums; The insured may also be exempted from paying the residual premium if he suffers from serious illness or dies completely disabled.