Ask about the past medical history, whether the insured has or was told that he has malignant tumor (including leukemia, lymphoma and carcinoma in situ), pulmonary nodule (pulmonary RADS is classified into grades 0, 4, 5 and 6 *), cerebrovascular disease, heart disease, cardiac insufficiency grade II and above, grade II hypertension (systolic blood pressure ≥ 160mmHg) and/or diastolic blood pressure ≥/. Hepatitis, liver cirrhosis, chronic kidney disease, renal insufficiency, aplastic anemia, epilepsy, systemic lupus erythematosus, sexually transmitted diseases, nervous system diseases, mental illness, mental retardation, Alzheimer's disease (Alzheimer's Harmo's disease or Alzheimer's Harmo's disease), Parkinson's disease, myasthenia gravis, multiple sclerosis, blindness, paralysis, congenital diseases and hereditary diseases; Accept organ transplantation; Physical deformity or disability; People with AIDS or HIV; Have you ever been or are you taking drugs?
2. Insurance history: When the insured applied for life insurance or reinstatement in the past two years, was the insurance company refused or postponed the insurance? Have you applied for or received a claim for cancer or critical illness insurance?
3. Investigation on high-risk occupations: Does the insured have high-risk activities such as horse racing, horse racing, skiing, rock climbing, bungee jumping, diving, boxing, martial arts, wrestling, martial arts, adventure or stunt activities?
It should be noted that lung nodules: If Lung-RADs exists, if the rating result is 0, 4, 5 or 6, it is not covered.