The most basic (practical) insurance portfolio for children, in short, an example of a one-year-old baby:
1. If you invest in an education fund for your child, 15 pays 80,000 yuan, your child can get 60,000 yuan for high school and college, and 30,000 yuan for marriage. At this time, there are more than 60 thousand in your account. Get a pension at the age of 60, 3000 a month, 700 thousand in 20 years! After the age of 80, there are still about 6.5438+0.7 million in the account! When you 100 years old, there will be 560,000 yuan in your account. If you 100 years old or die, you will pay another 50,000 yuan! Return 8% of the insured amount every 3 years and receive it for life!
2. In addition, attach a comprehensive accident hospitalization insurance! Including reimbursement of all unexpected hospitalization medical accidents! There is no limit to the number of reimbursement, and the waiting period for hospitalization is only 30 days! The reimbursement rate is 80%!