What kind of company does Happiness Life Insurance Company Limited belong to?

Happiness Life is a state-owned holding company, and its main business includes life insurance, health insurance, accident insurance and other personal insurance businesses, as well as other businesses approved by the Insurance Regulatory Commission of the Bank of China.

Happiness Life was established in 2007, headquartered in Beijing, with a registered capital of1065438+300 million yuan. At present, the company has set up 22 branches and 253 branches. In the solvency report in the third quarter of 2022, the core solvency adequacy ratio was 85.36%, the comprehensive solvency adequacy ratio was 65,438+0,565,438+0.82%, and the comprehensive risk rating in the second quarter of 2022 was B, which was very good in both background strength and solvency. If you want to know more, please read this article: How about a happy life? What products are there and which one is good?

Happiness Life has many products, involving many types of insurance. If you are not insured, I suggest you give priority to critical illness insurance, medical insurance and accident insurance. At present, the most popular product of Happiness Life is Happiness Source (2022) critical illness insurance. This product has the advantages of flexible payment period, short waiting period, complete protection for mild and moderate diseases, terminal illness/death/total disability protection, and exemption for the insured. You can also attach critical illness insurance premiums and special disease care premiums. It looks good, but the proportion of compensation for moderate diseases is not high, and it does not provide multiple compensation and extra compensation for mild and moderate diseases. You will know after reading it!

In addition, we buy insurance and don't limit our eyes to one insurance company. At present, mainland insurance companies are reliable as long as they are under the supervision of the CBRC. Even if the insurance company goes bankrupt, the CBRC will come forward to solve it and transfer the policy to other insurance companies, and the policy is still valid. So we can compare the products of several insurance companies and choose the one that suits us best. Senior sister has compiled ten good critical illness insurance, and interested friends can take a look at them: the top ten hot critical illness insurance stocks worth buying!

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