20 17 returning health insurance and stopping selling it is hype, please don't believe it!
In response to this news, the China Insurance Regulatory Commission pointed out that the news was seriously inconsistent with the facts. The Measures for the Administration of Health Insurance was implemented as early as September 1 2006, and it has been applied to this day. At the same time, the attached video is also a report of the Measures for the Administration of Health Insurance in 2006, not recent news. From the classification of insurance products, there is no "return-type" product design type, so the expression of "return-type health insurance" is not accurate. The so-called "refundable" health insurance is actually a commercial health insurance with a certain saving function, including the responsibility of paying insurance money for survival or death. Some people use "return health insurance" to confuse the characteristics and functions of health insurance, and use it to "stop selling" products. This is really false propaganda and takes the opportunity to promote product sales. Please don't believe it. Is the return insurance cost-effective? I just sorted out the relevant contents, hoping to help you: What's the difference between consumer insurance, savings insurance and return insurance? Which is better?
According to the Notice of China Insurance Regulatory Commission on Strengthening Supervision of Life Insurance Products, life insurance companies should take the initiative to conduct self-inspection and rectification of their insurance products before April 1 2007, and stop selling insurance products that do not meet the regulatory requirements. Insurance companies are not allowed to make false propaganda by taking the opportunity of self-examination and rectification, and adopt marketing strategies such as "speculation" to carry out insurance business in violation of regulations. "Once the insurance company is found to have irregularities such as' speculation', the insurance company and related personnel will be seriously investigated for responsibility according to relevant laws and regulations."
To sum up, the refundable health insurance was discontinued in 20 17. This news is untrue, and it is purely commercial speculation's behavior. Please don't believe it. Finally, I would like to remind you that the source of news should be mainly official website website, and don't believe in rumors.
Relevant suggestions
Is it true that refundable health insurance was stopped?
Recently, there has been a craze on the internet, saying that the return health insurance is about to stop selling. According to relevant reports, the sales of returned health insurance will be stopped soon after the implementation of Health Insurance Management Measures 20 17 to 1. Since then, all health insurance is consumer health insurance, and the era of losing money due to illness and returning home without illness is over ... "The article also attached a video of the media reporting the news. The breaking of this heavy news surprised many people.
Rumors! The return insurance is fake.
I believe that people who pay attention to insurance news have heard a message circulated in the circle of friends a while ago that the Measures for the Administration of Health Insurance 20 17, 1 came into effect, and the sale of returned health insurance is about to stop. Since then, all health insurance is consumer-oriented, and the era of losing money due to illness and returning to the original without illness is over ... "At the same time, a video of the media reporting the news is attached. Return insurance has therefore become a hot search and a topic of concern to many people. Is this really the case? And listen to how the authoritative CIRC explains it.