Does health insurance belong to life insurance?

Strictly speaking, health insurance is not life insurance.

Health insurance is based on the insured's body, while life insurance is based on the insured's life.

Let's introduce the related contents of the two.

1, health insurance

Common health insurance includes critical illness insurance and medical insurance. Take critical illness insurance as an example. Critical illness insurance belongs to payment insurance. After taking out the critical illness insurance, when the insured suffers from the diseases guaranteed in the contract and meets the claim conditions, he can get the insurance money paid by the insurance company.

The money is at the disposal of the insured, whether it is used to pay medical expenses or to make up for the loss of income during illness, there is no problem.

If you have the idea of insuring critical illness insurance, you can also refer to the list compiled by your senior sister: the top ten hot critical illness insurance stocks worth buying!

2. Life insurance

Common life insurance includes annuity insurance, life insurance and endowment assurance. Take life insurance as an example. Life insurance mainly provides financial support for the beneficiary after the death of the insured. Beneficiaries can use this money to protect their own lives and prevent their families from getting into trouble because of the insured's fall.

If you have the idea of buying whole life insurance, you can click this link to see this life insurance ranking compiled by Senior Sister: Top Ten Life Insurance Rankings Worth Buying!

It's all about health insurance and life insurance. Generally speaking, health insurance does not belong to life insurance, and there is still a big difference between the two, which needs to be chosen according to the actual situation.

However, if you want to buy insurance that suits you, it is not enough to look at the above. In order to avoid stepping on the pit, it is recommended to read this article again before buying insurance: before buying insurance, you must first understand these key knowledge points!

Hope to adopt

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