How to buy insurance There is no best insurance, only the insurance that suits you best. First of all, it must be clear that buying insurance means buying the greatest protection with the least money and avoiding so-called wealth management products. Secondly, it should be clear that the significance of buying insurance lies in passing on risks, such as disease risk and accident risk. Spending the least money to solve the most urgent risks is the key to buying the right insurance and the insurance that suits you.
How to buy insurance is the most cost-effective, summed up the following coup:
1. The sooner you buy health insurance, the cheaper it is.
Generally speaking, the younger you buy health insurance, the cheaper it is. Because with the growth of age, the physical function will gradually deteriorate, the probability of illness will increase, and the risks borne by insurance companies will be greater. So generally speaking, the older you get, the higher the premium will be. Therefore, insurance should be bought as early as possible!
Limited by space, this paper introduces more tips on how to buy insurance more cost-effectively:
What's the cheapest way to buy insurance?
2. The payment period of critical illness insurance should be as long as possible.
When we buy critical illness insurance, the payment period is our free choice. The longer the payment period we choose, the greater the impact of inflation on the future. On average, the annual payment will be less, the pressure of payment will be greatly reduced, the disposable money will increase, and the pressure of life will be reduced.
Buying insurance means spending money on the cutting edge, buying the right insurance and not wasting money is the real cost performance. Adults are generally advised to buy four kinds of insurance: comprehensive accident insurance, millions of medical insurance, critical illness insurance and term life insurance. Because they are the most cost-effective and relatively sufficient insurance to solve risks such as accidents, diseases and deaths. Comprehensive accident insurance and millions of medical insurance belong to that kind of "good quality and low price insurance" Ordinary adults can buy hundreds of thousands and millions of insurance quotas for only a few hundred yuan a year. If the budget of critical illness insurance is limited, you can buy term insurance first, for example, until you are 70 or 80 years old, so you can spend less money and buy higher protection. Term life insurance can give priority to insurance companies that are not well-known but are willing to give profits to consumers.
If you have any questions about the self-taught/adult-taught examination, don't know the contents of the test sites for self-taught/adult-taught examination, and don't know the local policies for self-taught/adult-taught examination, click on Mr. official website at the bottom to get the review materials for free: /xl/