Hello! China's current medical security system has not fully covered children and students, but the incidence of childhood diseases is obviously high. Therefore, if parents and friends consider the protection of their children, they should consider choosing a health insurance plan with long-term protection benefits as soon as possible.
It is very timely and appropriate to buy a health insurance for her two-year-old daughter to ensure that she reaches the age of 18. There are a large number of children's health insurance products suitable for children on the Internet. As for which kind of children's health medical insurance product is more suitable, I suggest you make a comprehensive comparison and selection online according to the specific protection situation of children.
How to buy a health insurance for a two-year-old daughter to ensure that she reaches 18 years old?
1, guarantee responsibility and exclusion responsibility. Before buying children's health medical insurance, you must read the terms of insurance products carefully, especially pay attention to the provisions of exclusions, deductibles and exemption periods, understand your rights and obligations, and purchase rationally.
2. The length of waiting time. Many medical insurance products have a "waiting period". If the insured gets sick while waiting, the insurance company will not pay for it.
3. Guarantee renewal clause. That is, after the expiration of the last insurance period, the applicant applies for renewal of insurance, and the insurance company must continue to underwrite according to the original terms, and the rate cannot be adjusted according to personal risk.
In short, remind parents and friends that they must choose a health insurance for their two-year-old daughter to ensure that she lives to 18 years old. At the same time, we should also pay attention to choosing a reliable insurance purchase platform, which has a large number of children's health medical insurance products suitable for children. Welcome to choose.