In 20 15, Xinhua Life took the lead in putting forward the insurance concept of "affordable and guaranteed" and launched a series of "healthy and worry-free" products, including a variety of subdivided products for adults and children, to meet the diversified needs of customers. Facing the ever-changing market changes, in order to further strengthen the health insurance guarantee, after in-depth market research, Xinhua Life updated its brand product "Healthy Worry-Free" and grandly launched the upgraded product plan-"Healthy Worry-Free (Premium Edition) Insurance Product Plan" and "Healthy Worry-Free (Premium Edition)" on June 0, 20 17. At the beginning of 20 18, in order to improve the protection plan, Xinhua Life Insurance upgraded its products again and launched the "Worry-Free Health (Premium Edition) Insurance Product Plan", which was specially designed for people aged 50 to 65, covering all-round protection plans such as serious illness compensation, accidental medical treatment and hospitalization.
It is reported that the new product plan will achieve four major upgrades on the basis of the original brand products. First, upgrade the categories of diseases and expand the scope of minor and severe diseases; The second is to upgrade the liability, increase the insurance liability, realize multiple payments for minor illnesses, and increase the amount of compensation for certain diseases; Third, care for the upgrade, and the premium-free function of new products is more humanized; Fourth, care for upgrading, and build a comprehensive health protection plan through product mix. The advantages of upgrading the product plan can be simply summarized as "too many diseases, increased compensation, self-funded reimbursement and double exemption".