1, this insurance is guaranteed for life.
2. You can apply for insurance with an age span of 0-70 degrees, and the insurance amount of 200,000 is exempt from medical examination. Other seriously ill products can hardly be insured if they are over 50 years old.
3, 70 kinds of serious diseases, 30 kinds of mild serious diseases, the most serious illness insurance in history.
4. The light and heavy insurance is 30% of the critical illness insurance, and the light and heavy insurance of other companies is mostly 20% of the critical illness insurance.
5. Mild illness and severe illness are divided into three categories, and each category can be compensated once. The cumulative insured amount of mild illness is 90% of the insured amount of severe illness, so the maximum insured amount of this product is 190%, while most other companies only pay for mild illness and severe illness once.
6. Exemption for minor illness or serious illness means that once the insured suffers from minor illness or serious illness, the remaining unpaid premium does not need to be paid, and the insurance company will help you pay it. Other companies have no exemption for minor and severe diseases.
7. High cash value. The previous product insurance only returned the principal. This product can be used not only as a guarantee, but also as a supplementary pension for the elderly.
8. Extra healthy couples can vote for each other, which can be double exempted. Once either party has a slight serious illness, neither insurance needs to pay, and the insurance company will help you pay.
9. Taikang's old customers can be exempted from paying one-year premium if they insure 100% health B.
10, such a good product rate is still very affordable.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.