1, basic medical expenses
Through the medical insurance family account, the insured and their families can pay the basic medical expenses, including outpatient, hospitalization, surgery, examination and other medical expenses. This can reduce everyone's burden and improve the accessibility of medical services.
2. Treatment of chronic diseases
If the insured and his family suffer from chronic diseases, they can use the medical insurance family account to pay the related treatment expenses. Treatment of chronic diseases needs long-term drug and medical service support, and medical insurance family account provides patients with more independent choices and supplementary protection.
3. Health management services
Medical insurance family account can also be used to pay for health management services. This includes preventive physical examination, health consultation, health education and other services to help the insured and their families better understand their health status and improve their health management level.
The role of medical insurance family account
The first is to improve the level of medical security.
Medical Insurance As a part of the medical security system, family account has played an active role in improving the level of medical security. Through the establishment of family account, the problem of high medical expenses of family members due to illness can be better solved, and the economic burden of families can be reduced. Both the elderly and children can enjoy the benefits of medical insurance family account, which further improves the fairness and accessibility of medical insurance.
Second, promote family health management.
Medical insurance family account can also promote the implementation of family health management. Through family account, every family member can enjoy personalized medical security services. This means that family members can choose their own medical security scheme and enjoy corresponding health services according to their own physical conditions and needs. The establishment of kinship account promotes the construction of family members' health identity, strengthens the family's concern for health and promotes the health management of family members.
Reference to the above content: Baidu Encyclopedia-Medical Insurance family account