Introduction of Multiple Guarantees Products of Xinhua Life Insurance

With the progress of medical technology, the survival rate and cure rate of major diseases are getting higher and higher. After the traditional critical illness insurance product claims for a critical illness, the guarantee ends, and then it is difficult or even impossible to buy critical illness insurance. How about multiple guarantees of critical illness insurance of Xinhua Life Insurance?

Xinhua Duobao Critical Illness Insurance is a new type of health insurance product that can be paid for many times. It has raised the types of diseases covered by the product to a new height, providing 50 kinds of minor diseases, 70 kinds of serious diseases and death compensation protection, and comprehensively covering the major disease protection needs of customers.

Advantages of multiple protection products of Xinhua Life Insurance

There are many kinds of serious diseases, 70 kinds of serious diseases cover a wide range, and 70 kinds of serious diseases are paid 7 times. According to cancer, cardiovascular system, nervous system, organ and others, each group can get 1 payment, among which the cancer group can get 3 payments, up to 700% of the basic insurance coverage.

Shortcomings of multiple protection products of Xinhua Life Insurance

The basic guarantee of 300% is not the diagnosis of cancer, but the basic guarantee of 100% is confirmed for the first time. If the malignant tumor is unfortunately diagnosed again, and the waiting period of malignant tumor needs to be over 5 years, the malignant tumor diagnosed later is regarded as the first occurrence, and the basic insurance amount of 100% can be paid again. The first group of cancer and the fourth group of major organ diseases also have a waiting period of five years, and other groups also need to meet the waiting period of 1 year when major diseases are first diagnosed.

I hope that after reading this classified product introduction of Xinhua Life Insurance, everyone can understand it.