I think college students should do this specifically in preventing major risks: First, we should strengthen the sense of thrift, which is a fine virtue of the Chinese nation. But now some college students pay attention to pleasure, blindly compare with others, and lack frugality consciousness. Of course, we should start with the whole social atmosphere and campus atmosphere, guide teachers and students to form a good sense of thrift, and strengthen the education of college students' sense of thrift. Schools should also establish a daily monitoring mechanism for unhealthy campus peer-to-peer lending, and pay close attention to the expansion of online loans and campus loans. Counselors, class teachers and student backbone teams should also pay attention to the abnormal consumption of college students around them and find and stop it as soon as possible. There are many kinds of major risks, and different risks will have different coping strategies. The following are the types that I think are more extensive around college students:
1, academic and occupational risks. Specific countermeasures: the importance of majors is actually higher than that of schools, and majors determine employment. If you like it and have a good job, all you need to do is lay a good foundation and accumulate more knowledge, which will definitely be used in the future. Otherwise, you can apply for a career change, or read a CPA certificate, make plans for a career change, and find a job as soon as possible. Students, especially roommates, can supervise each other, and it is also helpful to discuss problems in self-study together. It is more helpful to encourage students who are addicted to games and neglect their studies to explain the situation to counselors in time. Counselors should pay close attention to students' academic situation and educate students with high academic risks in time, so that they can turn over a new leaf as soon as possible and avoid the dilemma of dropping out of school.
2. The most important thing is health risk. Specific countermeasures: buy health insurance and get insurance money to reduce losses when you are seriously ill or have a major safety accident; Pay attention to exercise, develop good eating and sleeping habits, enhance physical fitness and reduce the risk of illness; Enhance safety awareness, improve safety knowledge, and pay special attention to safety when the accident risk is high, such as riding a bike, walking outside, doing experiments, etc. , to prevent accidents; Schools and relevant departments shall perform their duties according to law, strengthen safety education, create a good safety environment, and effectively protect the personal safety of students.
3. Improving the ability to distinguish right from wrong (ideological risk) Specific countermeasures: Avoiding ideological risk requires us to improve our ability to distinguish right from wrong, set up lofty ideals, strengthen our own beliefs, and not be blinded by immediate pleasures. Risks exist objectively. What we need to do is learn to manage and avoid risks, minimize risks and possible losses, so as to improve the quality of college life.
4. Specific methods to deal with emotional risks: a blank sheet of paper and a veteran in love are extreme, and how to be moderate can actually be controlled. If you have a goal and plan first, you won't waste too much time. Feelings can indeed waste a lot of time, but they are indispensable. Find someone who can get married, and don't change easily. Don't be too headstrong, and don't be too stupid. It is said to be 37%. If you have 65,438+00 people to visit, don't make a decision when you have visited three or four people.
5. Specific countermeasures for interpersonal risks: We need to learn from constantly treating people, exercise and improve our interpersonal skills, make more friends and expand our circle of friends; Understand empathy, tolerate and understand others with a tolerant heart, and treat others sincerely; We should take pleasure in helping others, and selfless help will bring us more sincere friendship.
6. Specific measures to deal with property risks: college students should actually have no property, but they should enhance their awareness of property protection, such as locking valuables, closing the bedroom door when no one is at night or at rest, and putting away their mobile phones and wallets in crowded places so as not to give thieves a chance. Also, don't borrow money from bad networks and various app lending software. This kind of behavior is endless! Generally speaking, risks exist objectively. What we need to do is learn to manage and avoid risks, minimize risks and possible losses, so as to improve the quality of college life.
Second, what is the security of college students' loans? Will our registration information on it be leaked?
Hi, Wang Qian's security is still relatively high, so users don't have to worry about their information being leaked.
Third, how do college students get loans?
I think it is the first choice for college students' loans, and Alipay feels safe and secure. After the loan is completed, the amount will be repaid next month, which will not affect the personal reputation and credit, and solve the urgent need. The second type is JD.COM white stripes, which can also be used in advance. Personally, I think both are more secure. Be sure to return the amount before the deadline next month to prevent leaving a bad record. In addition, in college, remember not to spend in advance, not blindly, but to do what you can and borrow money within your repayment ability. You can do it on weekends or in the school cafeteria to increase your income.
Fourth, how do college students guarantee loans?
Roommates spend a lot of money and their living expenses have never been enough. So I use the Hi-Bai wallet app, which has no mortgage and low interest. You can also try.