What are the responsibilities of Golden Chongyang Insurance?
Cancer insurance money
If cancer is diagnosed due to illness within 0/80 days after the contract comes into effect, the premium paid will be refunded and the contract will be terminated.
If cancer is diagnosed due to accidental injury or disease after the contract comes into effect 180 days later, cancer insurance money will be paid according to the basic insurance amount, and the contract will be terminated.
Cancer in situ insurance
If cancer in situ is diagnosed due to accidental injury or disease within/0/80 days after the contract comes into effect, 20% of the basic coverage of cancer in situ insurance will be paid, and the insurance liability will be terminated and the contract will continue to be valid. In-situ payment of cancer insurance is limited to 1 time.
Death or total disability insurance
If the insured dies or is totally disabled, we will pay the death or disability insurance premium according to the insurance premium you have paid in this contract, and this contract will be terminated.
The payment of cancer insurance benefits, death or total disability insurance benefits listed in this contract is limited to 1 and 1 times, and we are only responsible for paying the insurance benefits of the first insurance accident that occurred within the validity period of this contract. The insured accident occurs when the insured's death, disability or cancer is first diagnosed.
How about golden Chongyang elderly cancer insurance?
Whole-course nursing care of elderly patients with exclusive cancer
Breaking through the age limit of underwriting, 75-year-old people can also be underwritten to meet the desire of the elderly to buy cancer insurance.
The insurance period is diverse and the payment method is flexible.
Insurance period: 5 years, 10 years, 15 years, 20 years; Payment method: wholesale payment, 3 years, 5 years, 10 year, 20 years.
Protecting cancer in situ is very caring.
Comprehensive nursing, the responsibility of ensuring cancer in situ, paying 20% of the insurance coverage of cancer in situ.
Triple care, extra protection, overall flexibility
Specific cancer, long-term accidental injury and premium-free term life insurance can be added, which can be freely combined to increase the insurance coverage according to their own needs to meet the needs of different elderly people.
Returning insurance money after death highlights cancer protection
If the insured dies unfortunately, the premium paid will be refunded, so the product has high cost performance and highlights cancer protection.
Summary: Golden Chongyang Elderly Cancer Insurance has broken the age limit and can be underwritten at the age of 75. The insurance period and payment method are flexible. Specific cancer, long-term accidental injury and premium-free term life insurance can be added to provide more comprehensive protection. The product is cost-effective and highlights cancer prevention. Generally speaking, it is a good product suitable for parents to insure.