Welfare health plan is a new type of health insurance in critical illness insurance, covering 50 kinds of total diseases and extra compensation for cancer in situ. In all critical illness insurance, cancer in situ is within the scope of deductible, unless you buy it in the form of additional insurance. However, the welfare health plan launched by Taiping Life Insurance this time takes cancer in situ as an additional insurance and is included in the main insurance. Moreover, the payment for cancer in situ does not affect the insured amount of the main insurance. The advantage of this insurance is that it is a critical illness insurance with increased dividends, which means that the annual dividends are not returned to you in cash, but distributed. That is to say, if the insured suffers from one or more diseases within the scope of protection after n years, and it is the first time to get sick, Taiping Life will pay a sum of money much larger than the basic insurance amount. Another advantage is that if the insured has never suffered from a serious illness in his life and has not made any claims, he can get back a large sum of money for his old age. I'm sure other companies have similar critical illness insurance. There is no best insurance, only the most suitable one. You can choose what suits you. Personally, if you want to buy insurance, you must start with protection. The first thing you need to buy is critical illness insurance and accident insurance. Health before the age of 65 is not guaranteed. What about retirement? Right? Baidu has everything. Check online more, or call the insurance company's customer service hotline to find out about the types of insurance. You can't listen to all insurance salesmen. Many insurance salesmen themselves don't know much about insurance. When choosing an insurance company, you must be cautious, cautious and cautious. Companies with a long history, stable return on investment and political background are very important. In China, only companies with political backgrounds can guarantee their long-term development without any political influence. Buying insurance buys the future and provides protection for your future. If the future of an insurance company is uncertain or there is no future, how can it provide protection for you? Taiping Life Insurance is definitely your choice with no regrets.