What are the existing terms and conditions of health insurance?

In health insurance, the existing conditional clause means that the insurance company will not pay insurance money for the insured's past illness within the agreed period when the policy takes effect; Some health insurance contracts stipulate that when the insured has an insurance accident within the scope of the health insurance contract due to past illness, the insurer usually pays the insurance money two years after the policy takes effect. The details are subject to the terms of the insurance contract.