Can I buy insurance in kidney calculi? What insurance can kidney calculi buy?

Kidney calculi is not difficult to cure, but if left unattended for a long time, it will easily lead to other urinary system diseases. Therefore, in the view of insurance companies, there are still some risks relative to the standard body, so health notification in health insurance will basically be involved.

Let's look at the requirements of different types of insurance for kidney calculi: critical illness insurance: kidney calculi's health information is relatively loose. Generally speaking, as long as the renal function is normal and there is no serious phenomenon such as renal and ureteral dilatation or hydronephrosis, the subject can be underwritten; Do not meet the above conditions, can be postponed or refused;

Medical insurance: Health notification is strict, and surgery is generally needed for recovery, which will last for a period of time (more than 2 years, with no abnormal renal function).

Life insurance: Health notification is relatively loose, and some products are not mentioned in kidney calculi, so they can be insured normally;

Accident insurance: Accident insurance generally requires occupation, but kidney calculi doesn't mention it. You can buy standard accident insurance.

Summary: Different products are lax in health notification to varying degrees. It is recommended to bring your inspection report to Xueba's underwriting experts and use AI intelligent tools to screen products that can be insured to avoid being refused insurance and affecting future purchases.