How much is commercial health insurance?
The cost of commercial health insurance is closely related to an individual's age and health status. Consumers should control their expenses to 65,438+00%-65,438+05% of their annual income when purchasing health. Health insurance generally refers to critical illness insurance and accident insurance. Once a major illness occurs after the observation period after the purchase takes effect, it will be paid according to the diagnosis. And the compensation is paid in proportion to the purchase. Take a 37-year-old man as an example, as long as he pays 5765 yuan a year, he can enjoy a comprehensive comprehensive health protection plan. What are the accident insurance for accidental medical treatment? Which is more secure? Which is more worth buying? Take a look at the latest list! Top accident insurance list of national insurance companies!
Case study:
Mr. Wang runs his own business and has no social security. He wants to give himself a comprehensive medical and health guarantee. He chose Corning lifelong critical illness insurance to cover 50 diseases, 40 major diseases and 65,438+00 specific diseases, such as severe head trauma and arthritis. It also includes accident, disability and death protection. The investment period is fixed and guaranteed for life. For the strategy of medical insurance reimbursement, I just sorted out the relevant contents, hoping to help you: the national social security medical insurance application reimbursement process in 2020!
If the 37-year-old male chooses the insurance amount of 6.5438+0.5 million yuan and pays the premium of 5,565 yuan every year, he can get the following benefits:
1, 40 kinds of serious illness insurance benefits, 1.5 million, paid immediately after diagnosis.
2. 10 The insurance premium for specific diseases (mild diseases) is 20% of the insured amount. After payment, the contract remains valid.
3. Disability insurance premium is 6,543,800 yuan+0.5 million yuan.
4. The death insurance premium is 6,543,800 yuan+0.5 million yuan.
5. The accident insurance premium is 6.5438+0.5 million yuan.
Additional medical reimbursement can solve the medical expenses caused by accidents and hospitalization, or the accident comprehensive medical insurance card can be used in 200 yuan for one year, including comprehensive accident medical expenses.
Product features:
1, you can get multiple protection of critical illness insurance, specific disease insurance, high disability insurance and death insurance when you are insured;
2. The range of serious diseases is leading in the industry, covering 25 major diseases, 15 other major diseases and 10 specific diseases formulated by China Insurance Association;
3. Pay for specific diseases first. 65,438+00 specific diseases, specific disease protection with 20% of the basic insurance amount in advance;
4. The death protection of minors can be higher than 654.38+10,000 yuan, which is not restricted by the relevant laws and regulations of the CIRC;
5, high disability accident shows concern, in the case of paying specific serious illness insurance, at the same time pay high disability insurance or death insurance, showing humanistic care.
Bao Ge tip: How much is commercial health insurance? To sum up, commercial health insurance is our first policy, and its cost has a great relationship with the age and health status of an individual. When purchasing commercial health insurance, consumers should control the cost to 10%- 15% of their annual income.