Dad teaches you how to allocate child insurance cost-effectively. Please see here: "1000 yuan to get the child's insurance, so you can spend less money!" 》
What kind of insurance is suitable for children?
1, children's critical illness insurance
Children's critical illness insurance mainly guarantees children's high incidence and serious illness. Because children are a special group, compared with adults, some specific serious diseases are more likely to appear on children, so children's critical illness insurance is aimed at children's high incidence of serious diseases within the scope of protection.
When a child is unfortunately suffering from a serious illness as agreed in the contract and meets the claim conditions, the insurance company will pay a large sum of money at one time, which can be used for subsequent rehabilitation expenses and family living expenses to reduce the economic burden of the family.
2. Medical insurance
Medical insurance is a kind of reimbursement insurance, which reimburses the expenses caused by disease treatment and covers a wide range. Basically, all the expenses of illness treatment can be reimbursed, which can better protect the health of children and reduce the economic burden of families.
3. Accident insurance
Accident insurance is specifically for accidents, which can be divided into short-term accident insurance, one-year accident insurance and long-term accident insurance according to the insurance period.
Accidents are everywhere, and children are a high-risk group. We must pay attention to this.
Dad concluded that when choosing insurance for children, we must make a reasonable analysis of the insurance and combine our own situation to insure the children. Don't be too hasty