What is the difference between Jinghuibao and Pratt & Whitney Health?

The difference between Jinghuibao and Pratt & Whitney Health Insurance is as follows: 1. The underwriting company is different. Pratt & Whitney Health Insurance is jointly underwritten by PICC P&C Insurance, China Life Insurance, Taibao Life Insurance, Ping An Property Insurance and Taikang Pension. Jinghui Insurance is underwritten by Beijing Life Insurance and AXA Tian Ping Property Insurance. 2. The guarantee content is different. The coverage of Beijing Jinghuibao is relatively simple, only providing hospitalization expenses and 17 specific drugs. However, this product has a high reimbursement rate, which can be reimbursed by 90% and 65,438+000%, with a maximum reimbursement of 2 million yuan a year. The coverage of Pratt & Whitney Health Insurance is relatively rich, covering the medical expenses inside and outside the medical insurance. It also provides 75 kinds of foreign special drugs and 25 kinds of domestic special drugs, and can be reimbursed up to 3 million yuan a year, but the reimbursement ratio of this product is not high and the deductible is high. 3. The price is different. The price of Pratt & Whitney Health Insurance is obviously much more expensive than Jinghui Insurance, with a difference of 1 16 yuan/year. Pratt & Whitney Health Insurance and Jinghuibao are both Pratt & Whitney commercial insurance products and exclusive medical insurance for Beijing residents. As long as the insured participates in the basic medical insurance in Beijing, they can participate in the insurance.