If a friend doesn't know what diseases can be covered by critical illness insurance, you can read this article: What diseases can be covered by critical illness insurance? Don't buy these if you don't understand!
1. The warranty is complete.
When choosing critical illness insurance, you must choose products that cover three basic guarantees: mild, moderate and severe.
In addition, it would be better if there are practical guarantees such as secondary compensation for high-incidence diseases and exemption of the insured.
Of course, complete protection does not mean that the more protection, the better, but can resist the current risks and meet their own needs.
At present, the serious illness insurance worth buying on the market is sorted out in this paper. You can see if there are any products that suit you: the top ten stocks of critical illness insurance are worth buying!
2. Adequate insurance coverage
The coverage of critical illness insurance is related to how much insurance money you can get after the accident. If the insurance coverage is not enough, the insurance money you get may not even cover the treatment expenses.
Therefore, these three factors must be considered when choosing the insured amount: the cost of treatment, the cost of rehabilitation and physical therapy, and the loss of income for 3-5 years.
If you really can't choose, this article can help you: How much insurance is appropriate? Tell me the doorway inside.
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