Is critical illness insurance of Taikang Insurance Reliable and Safe?

There are many kinds of critical illness insurance products in the market, and many people who don't know insurance often don't know whether an insurance product is reliable. Next, take the major illness insurance of Taikang Insurance as an example, let's take a look.

Is critical illness insurance of Taikang Insurance Reliable?

Critical illness insurance, who buys Taikang Insurance, is more reliable, because all insurance companies in China will strengthen the supervision and management of the CBRC, and they are all regular insurance companies, and the insurance products released will be paid successfully according to the contract.

What are the advantages and disadvantages of Taikang Insurance's major illness insurance?

First, advantages

1, comprehensive disease protection: Taikang Hui Health Insurance provides protection for 120 major diseases, 60 minor diseases and 1 endemic diseases, with various diseases and comprehensive protection. It also provides the insured with death or total disability protection, premature illness protection and minor illness exemption, which can meet the protection needs of most policyholders;

2, you can pay one year less;

3. Excellent protection for mild diseases: Taikang Hui Health provides 60 kinds of mild diseases, with 5 times compensation, without classification, invisible grouping and rounding.

Second, shortcomings.

1. Strict insurance age: Taikang Hui Health Insurance is 0-45 years old, and users over 45 years old cannot be insured:

2 Long waiting time: The waiting time of this product is 180 days, which is relatively long. However, if it is proved that a minor diagnosis has been made during the waiting period, the insurance company will not assume the insurance obligation, but the policy is still valid.

The above are some contents of Taikang Insurance's major illness insurance, so you can pay attention to it.