(1) The insurance is loose, with its own exemption, and the setting is more humanized. Taikang Lexiang Health 202 1 Adult Edition can guarantee a maximum of 70 years old, with its own premium exemption.
(2) The compensation for mild diseases is much higher, and the protection of cancer in situ is retained. Mild disease refers to a disease with mild illness, low treatment cost and high possibility of cure.
(3) You can join the medical insurance, and the guarantee is perfect. If you apply for Taikang Lexiang Health 202 1 Adult Edition, you can add hospitalization insurance and millions of medical insurance according to your needs, and the protection will be more perfect. Among them, non-deductible medical insurance-health and worry-free hospitalization medical insurance can guarantee renewal for 3 years. Millions of medical insurance-Thailand's millions of medical insurance after death, which can be renewed for 20 years.
Disadvantages: 28 unified definitions of high incidence and severe diseases correspond to mild diseases: liver cirrhosis, moderate coma and severe hearing loss. In addition, the compensation conditions for chronic renal failure (high incidence of mild/moderate diseases), severe rheumatoid arthritis and severe type I diabetes are slightly stricter.