After the electronic medical insurance card is activated, the insured person can get the QR code, which is used to scan the code for settlement when the hospital sees a doctor; The reimbursable part shall be reimbursed immediately, and the non-reimbursable part shall be deducted from the balance of personal medical insurance account. Electronic medical insurance card has the functions of identity identification, information recording, self-inquiry, insurance settlement and business handling. In the process of use, if in doubt, users can query the supported hospital pharmacies through electronic documents. The use of electronic medical insurance card requires hospital access to related services. After opening, you can see a doctor in the hospital or buy medicine in a pharmacy. As an effective electronic certificate for online application, the electronic social security card has one-to-one correspondence with the entity social security card, which is unified and universal throughout the country, and provides functions such as identification, information recording, self-service inquiry and medical insurance settlement. Electronic social security cards can be collected and used through the security authorization APP to ensure efficient and safe access to Internet public services. In the hospital, you can use the QR code of the electronic social security card for identity verification and payment.
The usage scenario of electronic medical insurance card:
1, online use: you can register, pay fees and purchase medicines on major Internet medical platforms;
2. Offline use: use the electronic medical insurance card to scan the code for payment in hospitals, pharmacies and other physical places;
3. Personal information management: personal medical insurance information and medical expense records can be inquired through the electronic medical insurance card;
4. Access to health services: In some areas, the electronic medical insurance card is connected to the health service platform, which can be used to make an appointment for physical examination and inquire about health files.
To sum up, the electronic medical insurance card realizes the direct reimbursement and code scanning settlement of hospital visits by providing the QR code, and has multiple functions such as identity verification, information recording and self-inquiry. At the same time, as an online form of electronic social security card, it corresponds to the physical card one by one, which ensures the convenience of unified use and security authorization in the whole country, and enables the insured to use electronic document inquiry and medical insurance settlement services efficiently and safely in hospitals and pharmacies with service access.
Legal basis:
Measures of the People's Republic of China on the Administration of Social Security Cards
Article 4
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.