Xiao Nuo answer:
The insured should purchase dividend-paying health insurance according to their own situation, economic strength and security needs. The premium of dividend health insurance is relatively expensive, and most of them are mainly serious diseases, which is more suitable for people with strong economic strength to buy. In addition, the return amount of dividend health insurance is linked to the operating conditions of the insurance company. Therefore, the insured should choose an insurance product provided by an insurance company with stable operation and high credibility before taking out insurance. In addition, most applicants who participate in health insurance have a waiting period, and their insurance companies will not compensate for the disease risk during the waiting period. Therefore, in other similar situations, priority can be given to buying insurance with shorter waiting period.
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