There is a waiting period for commercial insurance diseases and no waiting period for accidental injuries, ranging from 30- 180 days, depending on what insurance you buy. Some types of insurance are reported after social security coverage, and there is no designated hospital for hospitalization. Most insurance companies require hospitals above the second level.
I think it is good for you to buy a safe and healthy hospital. All medicines within a reasonable range, including imported medicines, can be reimbursed.