Considering that some parents don't know much about insurance, senior sister has compiled some insurance tips as follows:
Which kind of insurance is better and how to buy it is more cost-effective, and teach you to avoid these pits of insurance.
1 health insurance
Simply put, health insurance refers to insurance products that protect the health of the insured. Common health insurance products mainly include critical illness insurance and million medical insurance.
Similar to health insurance, it is well-known medical insurance, but there is still a big difference between the two.
Medical insurance is a universal welfare and everyone can enjoy it. It is also mandatory and there are certain reimbursement restrictions. Health insurance belongs to commercial insurance, and insurance is based on personal insurance needs and wishes; More importantly, millions of medical insurance in health insurance can reimburse some medical expenses such as advanced treatment technology and self-funded drugs in proportion.
If you want to know more about health insurance, you must read the following article:
Is it necessary to buy health insurance? These routines must be paid attention to!
2. Matters needing attention in purchasing health insurance
With the continuous improvement of people's awareness of their own health, buying health insurance has become the choice of many people. So what do you need to consider if you want to buy health insurance suitable for children? Let's take a look at these points:
(1) Choose according to your own needs, and consider clearly what the insurance needs are before you apply for insurance, and whether you need to buy critical illness insurance, millions of medical insurance or other types of insurance; It will be more appropriate to choose according to the insurance demand.
(2) Pay attention to the content of the terms, especially the guarantee content. Mainly depends on whether the terms and conditions are consistent with what you know.
If you want to buy critical illness insurance for your child, you can refer to this article:
Top Ten Children's Critical Illness Insurance with Good Quality and Cheap Price in 2022
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