How to pay the premium of health insurance is more cost-effective

How to pay health insurance premiums cost-effectively, in fact, there is no exact answer, mainly depending on the actual economic situation of individuals. If the capital budget is sufficient, you can choose to pay in batches and pay all the premiums at one time to avoid the trouble of regular payment in the later period; If the capital budget is limited, you can choose to pay the premium in advance to reduce the pressure of compensation.

Regarding how to choose the payment period, you can refer to the expert's statement: How to choose the payment period so as not to lose money.

Then, the senior will tell you how to buy health insurance!

1, truthfully inform the health.

When insuring most health insurance, such as critical illness insurance and medical insurance, the insurance company will ask us to give a health notice first, and this health notice is actually a questionnaire for the insurance company to understand our physical health.

When making health advice, senior advises everyone to tell the truth, do you? Answer any questions, no questions or no questions? . In the face of the past medical history asked by the insurance company, you must answer truthfully. If the insurance company doesn't ask about the disease, even if you have a past medical history, you don't need to answer.

Tips on health notification can be found here: What are the tips for health notification when you are insured?

2. The guarantee should be comprehensive.

You know, the more comprehensive the protection, the higher the possibility of the insured's payment. Take critical illness insurance as an example. At present, most of the critical illness insurance on the market can provide protection for the insured against mild, moderate and severe diseases, and some high-quality critical illness insurance will provide multiple payment protection for malignant tumors, specific cardiovascular and cerebrovascular diseases and other serious diseases in addition to these protection.

Under certain other conditions, the more comprehensive the protection of critical illness insurance, the more worthy of our consideration.

Senior here also has a comprehensive list of critical illness insurance. If necessary, you can click on the link below to receive it for free: Top Ten Hot Critical Illness Insurance Stocks Worth Buying!

Hope to adopt

The same number on the whole network: Xueba said insurance, welcome to search!