Family account, the national medical insurance, is an account set up for spouses, children and parents of people who participate in the basic medical insurance for urban workers to pay their medical expenses. Through this account, you can provide your family with more comprehensive medical insurance, including hospitalization reimbursement, outpatient reimbursement, chronic disease management and so on.
Family account can also help you better manage the health status of your family members, increase the reimbursement rate for medical treatment, and reduce the family burden. Therefore, the national medical insurance family account can effectively protect your family's medical rights and interests, and provide more protection and support for family health.
Under the guidance of the Social Insurance Law of People's Republic of China (PRC), the state has established social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, aiming at protecting citizens' right to receive material assistance from the state and society in case of old age, illness, industrial injury, unemployment and maternity. At the same time, the establishment of family account, the national medical insurance, provides more comprehensive medical security for those who participate in the basic medical insurance for urban workers, effectively protects the rights and interests of family members in medical care, and provides more protection and support for family health.
To sum up, the opening of medical insurance family account can help your family better.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 24
The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.