If you have uterine fibroids, if you don't tell me, can you pass the underwriting of critical illness insurance?

If you don't tell the truth, it is possible to pass the underwriting if you are insured for serious illness of uterine fibroids, but senior sister suggests that you'd better not hide the real situation of your body.

If you have uterine fibroids, you choose to lie to the insurance company when giving health advice. If you don't tell the truth, the insurance company can also refuse to pay compensation for legitimate reasons if it is found to be hidden by the insurance company in the future. Therefore, it is suggested that you must follow the principle of utmost good faith when making health notification to avoid affecting subsequent claims.

If you want to know more about the content of health notification, you can also read this article again: Is the health notification from the insurance company making things difficult for us?

However, health advice is not as terrible as we thought. Here, senior students also share a little skill of health notification, that is, "Answer irrelevant questions, don't ask, don't answer". In other words, when we ask about uterine fibroids or other health-related problems, we should tell the truth. If we don't ask about the situation, then we can choose not to tell.

There are still many tips for health notification. If you want to know more, I suggest you collect this guide: What are the tips for health notification when you are insured?

If, unfortunately, the hysteromyoma fails to pass the health notification, then we can try the underwriting process again.

Underwriting is divided into "intelligent underwriting" and "manual underwriting", in which intelligent underwriting generally does not leave a record of refusal. Therefore, it is suggested that patients with hysteromyoma should give priority to products that support intelligent underwriting.

For hysteromyoma, different insurance companies will give different underwriting conclusions, so you can choose multiple products and submit an underwriting application at the same time, and choose the product with the best underwriting conclusion for insurance.

You still don't understand the difference between these two underwriting methods. You can also look at the analysis in this article:

What is the difference between intelligent underwriting and manual underwriting? The article takes you to know the correct insurance posture!

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