2. China Ping An National Customer Service Phone: 955 1 1.
3. China Pacific Insurance National Customer Service Tel: 95500.
4. China PICC national customer service telephone number: 955 18.
5. National customer service telephone number of Xinhua Life Insurance; 95567
6. Taikang Life Insurance National Customer Service Tel: 95522
7. Sunshine Life National Customer Service Tel: 955 10
Extended data:
exonerate
In the process of establishing a "safety net" for the insured, the insurance company inadvertently found that its insured may not have the due ability to resist risks (in view of the fact that the insured believes that the danger belongs to the insurance company). In order to reduce this expenditure, the insurance company stipulates through insurance clauses that if the insured participates in or carries out some activities, the insurance company can reduce its liability.
For example, liability insurance companies do not provide international tort liability insurance required by customers. Even if the liability insurer loses its rationality and tries to provide this kind of protection, it violates the policy of most countries not allowing this kind of insurance, which is illegal.
Of course, some people think that this goes against the original intention of insurance, although it is a last resort for insurance companies and the government.
Rejection clause
Refusal of insurance is that some insurance companies often refuse to provide insurance coverage in certain geographical areas or under certain circumstances, often because these places or circumstances may increase risks. These evaluation requirements must be true and reliable, otherwise they are based on discrimination.
When the insurer decides the insurance premium or premium rate, the measurable factors considered in the risk assessment include geographical location, credit rating, gender, occupation, marital status and education level. Of course, the use of these basic elements, whether appropriate or not, is often regarded as' unfair' or racist by some customers, which sometimes leads to political debates on how to determine insurance premiums, and even government intervention and restrictions on the use of these elements.
The negative opinion in this regard is that the professional characteristics of insurance practitioners determine the possibility of dealing with specific risks and losses to be properly classified. Any factor that theoretically leads to the increase of loss risk will lead to the increase of rate. The basic principle of this kind of insurance is that insurance companies or insurance groups must follow and operate correctly, even for non-profit organizations.
Therefore, identifying potential policyholders with legal factors is the central content of insurance. Therefore, in the above-mentioned debate on discrimination, the only unfair consideration is that a group is discriminated against because there is no substantive factor that increases the risk. Therefore, it is necessary for the insured to eliminate the factor discrimination against other insured by tolerating the use of some unacceptable factors.
An insurance company refers to a company as a legal person established in accordance with the Insurance Law and the Company Law. Insurance companies collect premiums, invest the premium capital in bonds, stocks, loans and other assets, and use the income of these assets to pay the insurance compensation determined in the policy. Through the above business, insurance companies can get high return on investment, provide customers with appropriate insurance services at lower premiums, and make profits.
The business of insurance companies is divided into two categories:
(1) Personal insurance business, including life insurance, health insurance and accident insurance.
(2) Property insurance business, including property loss insurance, liability insurance, credit insurance, guarantee insurance and other insurance business. Insurance companies in China are generally not allowed to operate life insurance business and property insurance business at the same time.
An insurance company is an insurer in the form of company organization, which deals in insurance business. The insurer in the insurance relationship has the right to collect insurance premiums and establish insurance premium funds. At the same time, in the event of an insured accident, it is obliged to compensate the insured for economic losses.
Insurance companies are companies that sell insurance contracts and provide risk protection. An insurance company refers to an economic organization that operates the insurance industry. Insurance companies refer to commercial insurance companies established with the approval of China Insurance Regulatory Authority and registered according to law, including direct insurance companies and reinsurance companies.
References:
Baidu encyclopedia. insurance company