So what are the ways to buy health insurance to save premiums or reduce the pressure of payment? Look at the following insurance tips:
1, buy insurance online
Generally speaking, some online insurance products are often cheaper than offline insurance because they save sales costs such as venue costs, advertising costs and personnel costs, and because of greater price competition.
Therefore, if you value cost performance, you can actually choose online insurance. So, what's the difference between online insurance and offline insurance? Interested friends can click on the following article to learn more:
Is it reliable to buy insurance online? What is the difference between online insurance and offline insurance?
2. Try to lengthen the payment period of long-term insurance.
If you buy long-term insurance such as critical illness insurance, you can choose a longer payment period, and the payment pressure will be much smaller.
In addition, the long payment period also has the advantage of easily triggering premium exemption. Space is limited. Interested friends can learn more about how to choose the payment period through the following articles:
How to choose the payment period so as not to lose money?
3. Don't buy bundled insurance products.
Sometimes insurance companies will introduce some combination insurance products, which are composed of multiple types of insurance and cannot be purchased separately. They can provide critical illness protection, accident protection, medical insurance and so on. And the premium is more expensive.
But if you know something about insurance and separate these insurance products, you will often find that the protection provided by this kind of insurance is not comprehensive, that is to say, the bundled insurance products are generally not cost-effective. So if you want to buy health insurance, it is recommended to buy it separately.
Buying insurance depends not only on whether the premium is cheap, but also on whether the insurance is good or not. Therefore, the senior has specially prepared the following health insurance insurance strategies, and friends who don't know how to buy health insurance have a quick look:
Is it necessary to buy health insurance? These routines must be paid attention to!
Hope to adopt!
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