However, there must be many small partners who don't know much about Taikang Insurance Company's products.
Today, Senior Sister will show you the critical illness insurance product of Taikang Insurance-Lexiang Health 202 1 Critical illness insurance.
Before the evaluation, let's take a look at the comparison between Lexiang Health 202 1 and the best-selling critical illness insurance in China.
Comparison Table of Domestic Popular 136 Critical Illness Insurance
First, enjoy health 202 1 the big secret of the content of critical illness insurance protection
The essence of Lexiang Health 202 1 Critical illness insurance is as follows:
1, which can only be guaranteed for life.
This kind of enjoy health 202 1 critical illness insurance can only be guaranteed for life.
Although life-long insurance can give the insured a better protection, the premium is higher than that of regular insurance. If those people with poor economic strength want to buy this insurance, they will face great premium pressure, which is counterproductive.
At present, many critical illness insurance products on the market can not only choose lifelong protection, but also choose regular protection to meet the insurance needs of different customers.
2. The adult version lacks extra compensation.
Adult version of Health 202 1 Critical illness insurance has no additional compensation protection.
After all, there are many excellent products with excellent extra compensation guarantee, and the new version of Darwin No.5 Huan is a very excellent example. If you are seriously ill before the age of 60, you can get 80% more basic protection. Can give the insured more adequate protection.
In addition to the above two points, there are other issues that need to be paid attention to when enjoying health 202 1 critical illness insurance! Sister Xue has sorted it out and will share it with you immediately!
Second, I didn't expect to enjoy the Health 202 1 Critical illness insurance.
1, in terms of waiting period
To put it bluntly, the so-called waiting period is a period of time before the insurance established by the insurance company takes effect. If there is an accident within this time, the insurance company will not pay for it. Therefore, if the waiting period is short, the insured can get protection faster.
At present, the waiting period of most excellent products on the market is 90 days, but this kind of enjoyment of health 202 1 critical illness insurance has 180 days.
2. In terms of security.
China has the highest incidence and mortality of cancer in the world.
In serious illness claims, cancer claims account for as much as 60-70%! Moreover, the recurrence rate of cancer is particularly high, and the time for cancer patients to fight cancer will be particularly long. However, in this protracted war, it is definitely impossible without the support of money!
To this end, there are many critical illness insurance in the market now. Considering the needs of consumers in this respect, the second compensation for cancer and the third compensation for cancer have been introduced. In this way, even if the insured has cancer, he can still have enough compensation. With this money, he can help the insured solve the problem of medical expenses.
However, this kind of protection is not within the scope of Lexiang Health 202 1 Critical Illness Insurance.
In addition, I would like to know more details about this critical illness insurance of Lexiang Health 202 1. Let's look at this article again:
Taikang enjoys health 202 1 is critical illness insurance worth buying? Look at these points is enough! 》
Generally speaking, Lexiang Health 202 1 Critical illness insurance needs attention in terms of coverage content, waiting period and coverage period. I suggest you look at and compare similar products before deciding whether to start.
Of course, seniors don't have to worry too much, there are many excellent products here! Now, I'd like to introduce you to a list of high-quality critical illness insurance. All the critical illness insurance products in this list are of high quality, so you can rest assured to insure them.
"Top Ten Hot Critical Illness Insurance Inventory Worth Buying! 》
Write it at the end
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