Before we begin, senior sister will give you a gift about insurance knowledge. Please check: before buying insurance, you must first understand these key knowledge points!
I. Introduction of China Ping An
China Ping An Insurance (Group) Co., Ltd. was established in 1988, and the company is located in Shekou, Shenzhen. As one of the most comprehensive personal financial life service groups in China, the total assets of China Ping An have exceeded 10 trillion yuan, making it the largest insurance group in the world. China Ping An Life Insurance Company of China Insurance Company, one of its subsidiaries, was established in 2002. In terms of insurance product supply, the company has launched four product series, namely, "Royal Enjoy, Prosperous Age, Intelligent Benefit and Ruyi", each series contains six types of insurance products, namely, serious illness, accident, medical care, life insurance, reserve and pension, which better matches the diversified security needs of customers.
Insofar as solvency is concerned, the core solvency adequacy ratio of China Ping An Life Insurance Company of China Insurance Company in 2022 1 quarter was 142.48%, the comprehensive solvency adequacy ratio was 25 1.27%, and the latest comprehensive risk rating was Class B.
All the above data meet the requirements of CBRC, so you can rest assured to buy insurance in China.
If you want to know more about China Ping An Life Insurance Company of China Insurance Company, you can poke into this article: What about China Ping An Life Insurance Company of China Insurance Company? What products are there? What are the good ones? What are the problems worthy of in-depth analysis?
Second, matters needing attention in purchasing health insurance
Health insurance is mainly based on the insured's body, so we should pay special attention to whether the health information is loose when buying this kind of insurance. Common health insurance includes critical illness insurance and medical insurance. Take critical illness insurance as an example. When we apply for critical illness insurance, we have to go through health notification, which is mainly presented in the form of questionnaire. We just need to follow the principle of "answer any questions, don't ask, answer" and don't hide it.
In addition, when we buy critical illness insurance, we need to pay attention to the content of protection and whether the payment is in place. For example, whether the three basic guarantees are covered, and whether high-incidence and serious diseases such as cancer provide overpayment protection; As for the intensity of compensation, the higher the compensation ratio, the better.
For more notes on purchasing critical illness insurance, interested friends can read this article: How to purchase critical illness insurance? If you miss this shopping guide, you will be miserable!
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