Hello! It is not impossible to insure the elderly with special accident insurance, but it is not cost-effective. The premium of health insurance for the elderly is very high, but the insured amount is very low, and the premium will be higher than the high amount, which will not be worth the loss. In fact, for the elderly, it is best to take out accident insurance including medical insurance. Accidental injury is the number one enemy of the elderly. Accident insurance for the elderly includes death/disability protection caused by accidental injury, accidental medical treatment, accidental fracture and accidental vehicle injury. The following types of insurance can be considered: Taikang's "Laofu" accidental fracture insurance: blessing peace-the "accidental injury insurance: worry-free every year" comprehensive accident insurance (diamond plan):