He, the champion of women's trampoline at the 2008 Beijing Olympic Games (family exposure)

Beautiful action, beautiful gold medal, beautiful smile. On the evening of August 18, 2008, 19-year-old He showed his graceful aerial posture, flying movements and good sense of rhythm in the final of trampoline event, and won the first Olympic gold medal for China trampoline team with a score of 37.80. Listening to the melodious "Jasmine" award music, He Wenna smiled sweetly. While becoming the first trampoline Olympic champion in China, He also wrote her name into the history of trampoline development in China permanently, and was known as the "trampoline princess". From then on, her wealth history will also turn a new page. What would she write? I. Resume Review of Who He Yu 1995 joined Fujian Sports Team, focusing on gymnastics and skills, and then transferred to trampoline. He was selected for the national team in 2002. 1995 Fujian Longyan Sports School started gymnastics training. Cao Jiahong joined Fuzhou Sports Team to practice gymnastics on 1996, coach Luo Feng changed his skills on 1998, coach Chen Yun changed his trampoline on 1999, and coach Zhuo Xianlin and Ma joined the national trampoline team in 2007. Coach Hu Xinggang's achievements: women's team champion in the 10th National Games in 2005, women's online team champion in the World Trampoline Championships in 2007, women's individual third place in the International Trampoline Invitational Tournament in 2007, and women's individual final champion in the Beijing Olympic Games in 2008. Family Basic Situation and Economic Status He was born in 1 989, a Hakka in Longyan, Fujian. She is the only child in the family, and her parents are ordinary workers, so her family should be average. He Wenna has only appeared in international and domestic competitions in recent years and has no advertising income. Belonging to our definition of the upstart elite Olympic champion, the total assets range from 654.38+0.5 million to 5 million. Third, the comprehensive goal of financial management He Wenna is still young, and she doesn't have much concept of financial management, so it is easy to spend it casually. Therefore, it is necessary to contact more knowledge and ideas about financial management and develop good consumption and investment habits. Moreover, the income of athletes is short-lived, so it is necessary to transform the short-lived sports career income into assets that can be continuously added. Four. Risk assessment and risk assessment of expected rate of return: Why don't you have financial management experience, win the Olympic champion for the first time, and your total assets are not large, so you should choose a stable investment portfolio. Empirical value of expected rate of return: expected rate of return of real estate is 5%, expected rate of return of monetary fund is 3%, expected rate of return of bank wealth management products is 5%, expected rate of return of bond fund is 5%, expected rate of return of stock fund is 10%. V. Financial planning and suggestions 1, cash planning-it is recommended to reserve living expenses for 3-6 months as emergency reserve. 2, insurance planning-health is the basis of continuing sports career, insurance is the guarantee of health and a better life. Moreover, athletes are more likely to be injured than ordinary people in training and competition, and often travel between cities in various countries by means of transportation. In order to ensure health and safety, it is recommended to purchase 500,000 accident and accident medical insurance, 500,000 whole life insurance and 500,000 critical illness insurance. 3. Real estate planning-He is still young and has no need to buy a house. But the only daughter in the family, if she has the ability, has the obligation to let her parents live in when she goes up a storey still higher. 35% of the total assets can be used to buy real estate and improve the living conditions of parents. And now that house prices have fallen, entering the market when real estate prices are low will have a higher return on investment and security in the long run. 4. Financial asset planning-The main purpose of financial management is to achieve financial freedom while achieving life goals, so you can build a portfolio. (1), conceptually: a, develop reasonable living and consumption habits, and learn some financial management concepts and knowledge while doing training and competitions. Understand the current domestic financial products and choose the financial products suitable for your objective situation. B the concept of allocating assets, optimizing wealth management products and developing long-term investment. If the future income is relatively stable, we can use fixed investment to dilute and smooth the market risk, so as to win the income roughly equivalent to the index in the market. (2) 65,438+00% of the money fund is purchased after the emergency reserve fund and insurance premium are reserved in the investment portfolio and implementation steps, which has sufficient liquidity and security. 10% buys bank wealth management products and 20% buys bond funds. These two products have higher safety factors and good returns. 25% buy international or domestic equity funds. You can invest in stages or make a fixed investment to reduce the risks caused by market fluctuations. According to the expected rate of return, the weighted average rate of return of the portfolio is 6.05%, that is, the existing assets can be doubled under the same income and expenditure in the next 12 years. Future income is also invested in the corresponding asset class according to this ratio. And he Wen Na is still young. This gold medal will definitely become a new starting point for her, and her future is limitless. We should try our best to maintain a good competitive state and prolong our sports career. At the same time, make a good career plan as soon as possible so that you can have a relatively stable career income after retirement.