What does it mean to let the medical insurance card pay the hospitalization expenses of 10 yuan?

In 20 12 years, medical insurance was only provided in 10 yuan. In 20 12 years, few people paid medical insurance in rural areas, and rural medical insurance cost 10 yuan per year, probably starting from 2005. At first, many people didn't approve of this medical insurance method, but because it was only ten yuan a year, many people still paid it. After paying it, I went to the hospital to see a doctor. I saw that medical expenses could be reimbursed a lot, and I gradually recognized it. ____。 At the initial stage of implementation, there is no card base fee for the supplementary card of the resident health card. After a month of trial operation, it was found that a large number of auxiliary cards were abandoned and one person used multiple cards. As the government does not bear this cost, the county credit union paid the card-making and replacement cost of the supplementary card of the resident health card. Since the issuance of supplementary cards, more than 400,000 cards have been processed. In addition, you can directly apply for supplementary cards when you see a doctor, and the number of supplementary cards has been on the rise. The county credit union can't afford it, and requires residents' health cards to keep some funds, so as to encourage people to make effective use of residents' health cards. At present, the proportion and scope of reimbursement for overdue materials are different in different regions.

But in general, it is generally divided into four categories.

The first kind of general outpatient service.

Take Guangzhou as an example. If you have caught a cold, you can be reimbursed about 75% in the designated community hospital.

Chronic diseases of the second kind.

Assuming that you have chronic diseases such as hypertension and arthritis, you can reimburse 85%.

The third kind of outpatient specific items. The medical insurance card is generally undertaken by the local designated agent bank, which is a kind of multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the personal medical insurance card of the insured employee at the end of the month.

For example, poor people who have suffered from eight specific outpatient diseases, such as malignant tumors, have a range of 80%-90% according to hospital regulations.

Each person can be reimbursed up to 3000-6000 yuan per month.

The fourth kind of hospitalization.

If the qifubiaozhun of a first-class hospital is 400 and the hospitalization fee is below that of 400 yuan, it cannot be reimbursed.

And more than 400 yuan can be reimbursed 90%. Medical insurance card is a magnetic stripe card, which is only used for medical treatment in medical insurance institutions.

Social security card is an integrated circuit card with 8kb CPU, which has the functions of information storage, electronic certificate and information inquiry. It can also be used for medical treatment and real-time settlement. At present, it has been widely used in public security, social security, medical insurance, civil affairs, provident fund and other departments.

Now people apply for social security cards, which already includes the role of medical insurance cards. After receiving social security cards, there is no need to apply for medical insurance cards. Moreover, from 20 18 65438+ 10/month, the original medical insurance card gradually transited to the current social security card, and the pure medical insurance card withdrew from the market.