Critical illness insurance belongs to commercial health insurance. It is a kind of insurance that pays insurance benefits for diseases within the scope of the first hospital visit during the guarantee period after the waiting period of the insured, and takes the health of the insured as the insurance target.
In addition, critical illness insurance is a one-time payment product, while commercial health insurance also includes micro-medical insurance, millions of medical insurance, cancer insurance and so on. , which belongs to expense reimbursement type.