The waiting period of Taikang Life's critical illness insurance is 180 days. Also, Ji Xi said that the insurance company will pay the serious illness insurance premium if the contract is seriously ill after the insurance takes effect or 180 days after the insurance takes effect. The 180 day mentioned here is the waiting period after the contract takes effect, that is, the observation period. Major diseases occurring before or during the observation period shall not be paid according to the insured amount. I hope my answer can help you, thank you.